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HELOC Eligibility and Payment Calculator

Home Equity Line of Credit (HELOC) Calculator

Calculate your maximum available credit and estimate your minimum interest-only payments.

Loan Inputs

1. Property & Debt

2. HELOC Parameters

Typical LTV caps are 80-90%.

HELOC rates are usually variable (e.g., Prime + Margin).

The amount you have actively borrowed.

Eligibility & Payments

Enter your property details and desired LTV to calculate your HELOC potential.

Disclaimer: This calculator provides estimates for informational purposes only. It does not constitute financial advice or a guarantee of loan eligibility. Actual HELOC terms, rates, and approval limits are determined by the lender based on a full credit review and appraisal.